CI Accountancy has established relationships with most of the high street lenders and a number of finance companies.

If you are thinking of expanding your business, or starting a new one, you will need to raise finance. This requires careful planning and good professional advice. It is generally wise to spread your commitment over a number of finance sources. This will give you greater flexibility in the long term. Some common sources are overdraft, loan, commercial mortgage, selling an interest to a partner, share issue for your company, hire purchase, leasing, debt factoring, assistance from Government-backed schemes (EFGS) and venture capital. It is important to do a comparative study of costs of each possibility, and also consider any tax implications before making a final decision about you to approach. If you need help choosing a finance source or securing the finance or preparing a business plan we can help. We have considerable in-house expertise and an extensive network of contacts and we might even be able to help you refinance your existing commitments to your advantage.

How we can help
 

• Work with you to prepare business plans, incorporating the budgets and forecasts your lender will require.
• We will advise you as to the best form of funding to suit your circumstances and requirements.
• We can advise you on the most cost effective method of funding, not just in terms of interest charges and repayments, but taking into account the cost of taxation as well, and the type of loan or credit facility you should use.
• We can assist you to make an appropriate presentation to your chosen bankers,
• We have access to a number of sources of non-bank finance which we can introduce you to.

Our commitment to you

At all stages of the process,

• We will keep you informed as to the cost to you of our charges,
• We will also inform you as to whether or not we have a remuneration arrangement for introductory payments to us by any of the third parties we introduce you to.
• We will provide professional advice tailor made to suit your particular circumstances.
• Your best interests are our first concern.